Loan Rates

APR refers to the annual percentage rate.

This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with AIRCO FEDERAL CREDIT UNION.

Please call (818)244-6571 ext. 2208 to obtain current rate information.

(Effective as of: 10/01/2020)

New/Used Auto and Motorcycle Loans

APR*

New Autos

1.99% 24 months

2.24% 36 months

2.49% 60 Months

2.99% 72 months

3.49% 84 months

Used Autos (up to 100k miles)

2.24% 24 months

2.49% 36 months

2.74% 60 Months

3.24% 72 months

3.74% 84 months

Motorcycles

4.99% 24 months

5.24% 36 months

5.49% 60 Months

5.99% 72 months

6.24% 84 months

Signature Loan

APR*

As Low As 9.90%

Max. $10,000 Up to 48 months

Recreational Vehicles (Motor Homes, Camper Shells, Van Conversions, Travel Trailers, and Tent Trailers)

APR*

As Low As 7.99%

*APR is the Annual Percentage Rate. All rates are subject to change. Loan based on approved credit. Above rates (Except for VISA’s) assume automatic transfer from checking, savings, or payroll deduction. If you choose cash/coupon payment add 1% to said rates. Dealer rates on autos may be matched OAC. Some restrictions may apply. Please see a credit union representative for full details.

Fee Schedule

Wire Transfers, Cashiers Checks, and Dormant Account Fees

Fee Type	Amount
Wire Transfer Fee	$15.00
Cashiers Checks	$0.00
Dormant Account Fee	$5.00

Share Draft Account Fees

Fee Type	Amount
Monthly Paper Statement Fee	$2.00
Debit Card Courtesy Pay Fee	$20.00
Overdraft Paid Because of Deposit	$10.00
NSF Returned Fee	$20.00
Stop Payment	$10.00
Deposit/Payment Item Unpaid	$10.00
Copy of a Paid Draft	$3.00
Statement/History Additional Copy	$3.00
Account Reconciliation Per Hour	$20.00
Notary Fee	$20.00
Replacement Debit/Credit Card	$10.00
Expedited Debit/Credit Card	$50.00